Personal Financial Planning 14th Edition Billingsley Test Bank

1. Part 1: Foundations of Financial Planning
2. Ch 1: Understanding the Financial Planning Process
3. Learning Goals
4. 1-1: The Rewards of Sound Financial Planning
5. 1-2: The Personal Financial Planning Process
6. 1-3: From Goals to Plans: A Lifetime of Planning
7. 1-4: The Planning Environment
8. 1-5: What Determines Your Personal Income?
9. Summary
10. Key Terms
11. Answers to Test Yourself
12. Financial Planning Exercises
13. Applying Personal Finance
14. Critical Thinking Cases
15. Ch 2: Using Financial Statements and Budgets
16. Learning Goals
17. 2-1: Mapping Out Your Financial Future
18. 2-2: The Balance Sheet: How Much are You Worth Today?
19. 2-3: The Income and Expense Statement: What We Earn and Where It Goes
20. 2-4: Using Your Personal Financial Statements
21. 2-5: Cash in and Cash Out: Preparing and Using Budgets
22. 2-6: The Time Value of Money: Putting a Dollar Value on Financial Goals
23. Summary
24. Key Terms
25. Answers to Test Yourself
26. Key Financial Relationships
27. Key Financial Relationship Problem Set
28. Financial Planning Exercises
29. Applying Personal Finance
30. Critical Thinking Cases
31. Ch 3: Preparing Your Taxes
32. Learning Goals
33. 3-1: Understanding Federal Income Tax Principles
34. 3-2: It’s Taxable Income That Matters
35. 3-3: Calculating and Filing Your Taxes
36. 3-4: Other Filing Considerations
37. 3-5: Effective Tax Planning
38. Summary
39. Key Terms
40. Answers to Test Yourself
41. Financial Planning Exercises
42. Applying Personal Finance
43. Critical Thinking Cases
44. Part 2: Managing Basic Assets
45. Ch 4: Managing Your Cash and Savings
46. Learning Goals
47. 4-1: The Role of Cash Management in Personal Financial Planning
48. 4-2: Today’s Financial Services Marketplace
49. 4-3: A Full Menu of Cash Management Products
50. 4-4: Maintaining a Checking Account
51. 4-5: Establishing a Savings Program
52. Summary
53. Key Terms
54. Answers to Test Yourself
55. Key Financial Relationships
56. Key Financial Relationships Problem Set
57. Financial Planning Exercises
58. Applying Personal Finance
59. Critical Thinking Cases
60. Ch 5: Making Automobile and Housing Decisions
61. Learning Goals
62. 5-1: Buying an Automobile
63. 5-2: Leasing a Car
64. 5-3: Meeting Housing Needs: Buy or Rent?
65. 5-4: How Much Housing Can You Afford?
66. 5-5: The Home-Buying Process
67. 5-6: Financing the Transaction
68. Summary
69. Key Terms
70. Answers to Test Yourself
71. Key Financial Relationships
72. Key Financial Relationships Problem Set
73. Financial Planning Exercises
74. Applying Personal Finance
75. Critical Thinking Cases
76. Part 3: Managing Credit
77. Ch 6: Using Credit
78. Learning Goals
79. 6-1: The Basic Concepts of Credit
80. 6-2: Credit Cards and Other Types of Open Account Credit
81. 6-3: Obtaining and Managing Open Forms of Credit
82. 6-4: Using Credit Wisely
83. Summary
84. Key Terms
85. Answers to Test Yourself
86. Financial Planning Exercises
87. Applying Personal Finance
88. Critical Thinking Cases
89. Ch 7: Using Consumer Loans
90. Learning Goals
91. 7-1: Basic Features of Consumer Loans
92. 7-2: Managing Your Credit
93. 7-3: Single-Payment Loans
94. 7-4: Installment Loans
95. Summary
96. Key Terms
97. Answers Test Yourself
98. Key Financial Relationships
99. Key Financial Relationships Problem Set
100. Financial Planning Exercises
101. Applying Personal Finance
102. Critical Thinking Cases
103. Part 4: Managing Insurance Needs
104. Ch 8: Insuring Your Life
105. Learning Goals
106. 8-1: Basic Insurance Concepts
107. 8-2: Why Buy Life Insurance?
108. 8-3: How Much Life Insurance is Right for You?
109. 8-4: What Kind of Policy is Right for You?
110. 8-5: Buying Life Insurance
111. 8-6: Key Features of Life Insurance Policies
112. Summary
113. Key Terms
114. Answers to Test Yourself
115. Financial Planning Exercises
116. Applying Personal Finance
117. Critical Thinking Cases
118. Ch 9: Insuring Your Health
119. Learning Goals
120. 9-1: The Importance of Health Insurance Coverage
121. 9-2: Health Insurance Plans
122. 9-3: Health Insurance Decisions
123. 9-4: Medical Expense Coverage and Policy Provisions
124. 9-5: Long-Term-Care Insurance
125. 9-6: Disability Income Insurance
126. Summary
127. Key Terms
128. Answers to Test Yourself
129. Financial Planning Exercises
130. Applying Personal Finance
131. Critical Thinking Cases
132. Ch 10: Protecting Your Property
133. Learning Goals
134. 10-1: Basic Principles of Property Insurance
135. 10-2: Homeowner’s Insurance
136. 10-3: Automobile Insurance
137. 10-4: Other Property and Liability Insurance
138. 10-5: Buying Insurance and Settling Claims
139. Summary
140. Key Terms
141. Answers to Test Yourself
142. Financial Planning Exercises
143. Applying Personal Finance
144. Critical Thinking Cases
145. Part 5: Managing Investments
146. Ch 11: Investment Planning
147. Learning Goals
148. 11-1: The Objectives and Rewards of Investing
149. 11-2: Securities Markets
150. 11-3: Making Transactions in the Securities Markets
151. 11-4: Becoming an Informed Investor
152. 11-5: Online Investing
153. 11-6: Managing Your Investment Holdings
154. Summary
155. Key Terms
156. Answers to Test Yourself
157. Key Financial Relationships
158. Key Financial Relationships Problem Set
159. Financial Planning Exercises
160. Applying Personal Finance
161. Critical Thinking Cases
162. Ch 12: Investing in Stocks and Bonds
163. Learning Goals
164. 12-1: The Risks and Rewards of Investing
165. 12-2: Investing in Common Stock
166. 12-3: Investing in Bonds
167. Summary
168. Key Terms
169. Answers to Test Yourself
170. Key Financial Relationships
171. Key Financial Relationships Problem Set
172. Financial Planning Exercises
173. Applying Personal Finance
174. Critical Thinking Cases
175. Ch 13: Investing in Mutual Funds, ETFs, and Real Estate
176. Learning Goals
177. 13-1: Mutual Funds and Exchange-Traded Funds: Some Basics
178. 13-2: Types of Funds and Fund Services
179. 13-3: Making Mutual Fund and ETF Investments
180. 13-4: Investing in Real Estate
181. Summary
182. Key Terms
183. Answers to Test Yourself
184. Key Financial Relationships
185. Key Financial Relationships Problem Set
186. Financial Planning Exercises
187. Applying Personal Finance
188. Critical Thinking Cases
189. Part 6: Retirement and Estate Planning
190. Ch 14: Planning for Retirement
191. Learning Goals
192. 14-1: An Overview of Retirement Planning
193. 14-2: Social Security
194. 14-3: Pension Plans and Retirement Programs
195. 14-4: Annuities
196. Summary
197. Key Terms
198. Answers to Test Yourself
199. Financial Planning Exercises
200. Applying Personal Finance
201. Critical Thinking Cases
202. Ch 15: Preserving Your Estate
203. Learning Goals
204. 15-1: Principles of Estate Planning
205. 15-2: Thy Will Be Done . . .
206. 15-3: Trusts
207. 15-4: Federal Unified Transfer Taxes
208. 15-5: Calculating Estate Taxes
209. 15-6: Estate Planning Techniques
210. Summary
211. Key Terms
212. Answers to Test Yourself
213. Financial Planning Exercises
214. Applying Personal Finance
215. Critical Thinking Cases
216. Appendix A: Table of Future Value Factors
217. Appendix B: Table of Future Value Annuity Factors
218. Appendix C: Table of Present Value Factors
219. Appendix D: Table of Present Value Annuity Factors
220. Appendix E: Using a Financial Calculator
221. Index

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